If you have not already, we STRONGLY encourage you to apply for VA Healthcare Benefits.
Veterans enrolled in the VA healthcare system are eligible for benefits such as:
- Treatment with no co-pay
- Medications with no co-pay
- Transportation Services
- In-Home Care Services
- No cost medical equipment
- …and MUCH MUCH MORE.
As such, if you are not enrolled, make it a priority to enroll today.
If financial assistance is what is needed there are 3 common routes:
- VA Pension
- VA Pension with Aid and Attendance
- Service Connected Disability Compensation
While the VA has many more programs available through the Veterans Benefits Administration, the most common program utilized by veterans in need of care is the VA Pension with Aid and Attendance. More information about applying for VA Pension with Aid and Attendance can be found in our resources section and we will provide a brief summary below.
The VA Pension program is for Veterans with ONE DAY of service during a period of war (combat service not required). The eligible war time periods are listed below:
- Mexican Border Period (May 9, 1916 April 5, 1917 for Veterans who served in Mexico, on its borders, or adjacent waters)
- World War I (April 6, 1917 November 11, 1918)
- World War II (December 7, 1941 December 31, 1946)
- Korean conflict (June 27, 1950 January 31, 1955)
- Vietnam era (February 28, 1961 May 7, 1975 for Veterans who served in the Republic of Vietnam during that period; otherwise August 5, 1964 May 7, 1975)
- Gulf War (August 2, 1990 through a future date to be set by law or Presidential Proclamation)
In addition to service requirements the VA Pension program is need based with certain income and net worth limits. While the income calculation can be a little bit confusing, your Care Advocate can help you understand, the easiest way to understand the program is that if all of your income is going to the cost of your care then you will receive the maximum benefit amount. Effective 12/01/2018 the net worth limit is $127,061 (excluding a primary residence on less than 2 acres).
The VA Pension DOES NOT require that the veteran demonstrate medical need. However, the higher pension amount for Aid and Attendance DOES require that the veteran demonstrate medical need. To be eligible for the higher monthly amount the veteran must demonstrate one of the following:
- You require the aid of another person in order to perform personal functions required in everyday living, such as bathing, feeding, dressing, attending to the wants of nature, adjusting prosthetic devices, or protecting yourself from the hazards of your daily environment
- You are bedridden, in that your disability or disabilities requires that you remain in bed apart from any prescribed course of convalescence or treatment
- You are a patient in a nursing home due to mental or physical incapacity
- Your eyesight is limited to a corrected 5/200 visual acuity or less in both eyes; or concentric contraction of the visual field to 5 degrees or less
The VA Pension is a monthly cash benefit paid directly to the veteran. This benefit is not taxable. Below you will find the annual benefit amounts effective 12/01/2018.
- Without spouse or dependent child………. $13,535
- With spouse or dependent child………. $17,724
- Housebound without dependent spouse or child……….$16,540
- Housebound with dependent spouse or child………. $20,731
- Aid and Attendance without dependent spouse or child………. $22,577
- Aid and Attendance with dependent spouse or child………. $26,766
To lean more about applying for this program contact your Care Advocate or visit our Resources section.