For most, staying safe and comfortable in their own home is the preferred care option. The in-home care, or private duty caregiver, model allows for individuals to stay in their home and receive all the care they need.
Private duty caregivers generally assist with 5 main groups of care:
- Daily activities like general care, supervision and companionship
- Personal care like bathing, grooming, incontinence care, dressing assistance, etc.
- Meal preparation
Because private duty care-giving is not covered by medicare and generally paid for by private funds, long-term care insurance or ALTC’s/Medicaid, affording this type of care can be a challenge.
If you contract with an individual caregiver costs can range from $15/hr to $20/hr. If you contract with an agency costs range from $20/hr to $30/hr.
Most caregivers and agencies will want 2-hr minimum service visits, meaning each visit needs to be for a minimum of 2 hours. Using this minimum, average monthly care costs can range from a low of $912.50/month to a high of $1,825/month. Many times people need an average of 8 hours of care per day. At this number of hours the average monthly care costs can range from a low of $3,650/month to a high of $7,300/month.
Generally, when someone needs 8 hours or more of care per day we suggest they consider contracting with a caregiver directly to provide 24/7 live-in care or to consider an assisted living facility.
When selecting a private duty caregiver we suggest using a licensed home health agency. The reasons for this suggestion are as follows:
- As a licensed provider they are held to higher standards and we can look a regulator reports
- Oftentimes, they have other medical practitioners on-staff which provides a better continuum of care
- They have many staffing redundancies so that if a caregiver unexpectedly calls off care can still be provided
If you are considering private duty care, contact your Care Advocate who can help guide you through the process.